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Start-up Finance

Funding a startup business can be a challenging and complex process, but there are several options available to entrepreneurs. Here are some key funding sources to consider:

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  1. Bootstrapping: This involves using personal savings, credit cards, or other personal assets to fund your business. While it can be risky, bootstrapping allows you to maintain control over your business and retain equity.

  2. Friends and Family: You can also consider borrowing money from friends or family members who believe in your business idea. However, it’s essential to have a clear agreement in place to avoid damaging personal relationships.

  3. Angel Investors: Angel investors are high net worth individuals who invest in early-stage businesses in exchange for equity. They can provide not only financial support but also valuable guidance and industry connections.

  4. Venture Capital: Venture capitalists are investors who provide funding to startups in exchange for a significant equity stake. They typically invest in high-growth businesses with the potential for substantial returns.

  5. Crowdfunding: Crowdfunding allows entrepreneurs to raise funds from a large number of individuals through online platforms. This can be an effective way to raise money and build a customer base.

  6. Start-Up Loan: The British Business Bank offers a start-up loan to businesses up £25k at a typical rate of 6% over a 5 year term.

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It’s essential to carefully consider your funding options and choose the one that aligns with your business goals and financial needs. Keep in mind that securing funding may require a significant amount of time and effort, so be prepared to devote resources to the process.

The Online Finance Broker, OnlineFinanceBroker.co.uk & FinanceMyCompany.co.uk are trading names of Online Finance Broker Ltd, which is and FCA Appointed Representative (979407) of HMB Finance Group Ltd (752970). Registered Office: 193a Ashley Road, Hale, Altrincham, Cheshire. WA15 9SQ. 


We are a credit broker, not a lender. The Online Finance Broker can introduce applicants to a number of finance providers based on the applicants’ circumstances and creditworthiness. HMB Finance Group Limited may receive a commission from lenders or other brokers for effecting such introductions. For certain lenders we may have influence over the interest rate, and this may impact the total amount payable by you, the customer. Applicants must be aged 18 and over, Terms and conditions apply. All finance and quotes are subject to status and income. Guarantees and Indemnities may be required.

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